Following Gujarat and Chattisgarh, the Maharashtra government will launch the National Health Protection Scheme (NHPS) across the state on September 25. The scheme is expected to need Rs 500 crore from the state government. NHPS was announced in this year’s Union Budget speech to benefit 10.74 crore families with medical insurance cover of Rs 5 lakh each.
Patients undergoing treatment of less than Rs 1.5 lakh will be categorised under Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY), while the beneficiary pool of 83 lakh population requiring treatment between Rs 1.5 lakh and Rs 5 lakh will be aided through a trust model set up by the state government.
This scheme will provides coverage for 971 medical procedures. Caesarean surgeries are conducted for free in government hospitals so they are not included into this. For knee and hip replacement procedures, stringent criteria of age and medical condition will be formed to provide benefit to only the most needy patients.